Hopes and fears for pensions in 2025


In this ‘Year of Elections’ both in the UK and across the world, there was much to affect markets, change views and to give increased reason for thought in the UK pensions industry. As the final weeks of 2024 approach, Matthew Arends, partner and head of UK retirement policy at Aon, looks ahead to what will be concentrating minds in 2025. 2024 saw the UK pensions landscape continue to evolve and there is no sign of that changing as we approach 2025.

Navigating market concentration how to invest your equities

In 2024, the share of developed market equities encompassed by the largest ten US stocks came close to 25% - the highest share for decades and a huge rise from only 10% as recently as 2017. This has raised concerns that markets are too concentrated in a few stocks. Comparisons are often made drawn with the tech bubble (also known as dot-com bubble) of the late 90’s, which was marked by a similar boom in technology companies, but which came to a grisly end in the early 2000s.

No one size fits all for IFRS 17

It has been a long journey, but after many years in the making, a number of insurers made their first full set of reports in March of this year under IFRS 17. The demands of the new reporting standard precipitated a swathe of digital transformation across the insurance industry in recent years, upgrading systems and infrastructure, as well as the skills needed by actuaries, and finance and IT teams to support these changes.

The growing European cyber insurance market

Lifestyle Actuary

Dalriada Trustees Limited (Dalriada), one of the largest providers of professional trustee services to pensions schemes in the UK, has today announced the appointment of Sarah Brough as a professional trustee.

Lights Camera Actuary

For the next few months Zoe Bolton will be talking to the senior actuaries in these firms, getting a brief insight into their career paths and visions for the future. This month Zoe interviews Shil Patel the UK Managing Director at Dynamo Analytics

Travelling Actuary

This month's Travelling Actuary takes us to the iconic Boston to experience New England at it’s very best.

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